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Dial Direct Buildings Insurance                         
Dial Direct provides buildings insurance cover for damage caused to the physical structures of your home (including fixtures and fittings), outbuildings, swimming pool, walls, gates, fences, and tennis court, as a result of:

1. Fire, lightning, explosion, earthquake, the bursting or overflowing of geysers, equipment or pipes.

2. Storm or flood, but not when the loss or damage is to your gates, fences or retaining walls.

3. Impact with your home and outbuildings by animals, vehicles and falling trees (but not while they are being felled).

4. Aircraft or things dropped from them.

5. Malicious or intentional damage, but not if your home is unoccupied for more than 60 days in a year.

6. Break-in or theft, but if your home or a part of it is let, then only if we can see the damage caused by the break-in.

7. Subsidence of land

Dial Direct will also ensure the maximum compensation for the following items as per your buildings insurance schedule:

Rent, Professional fees, Glass and sanitary ware, Power supply, Aerials, Fire brigade, Liability to domestic employees and Public liability as a homeowner.      


 
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